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Jewellery and Watch Valuations

Why do I need to get my jewellery valued?

Getting your jewellery valued is important for a number of reasons:

  1. Insurance purposes: Knowing the current value of your jewellery can help you insure it for the appropriate amount. In the event of loss, theft, or damage, your insurance company will use the valuation to determine the amount of compensation you will receive.
  2. Estate planning: If you plan to pass your jewellery down to future generations, having a professional valuation can help ensure that it is distributed fairly and that any taxes owed on the items are accurately assessed.
  3. Selling or buying: If you plan to sell your jewellery or purchase new pieces, knowing the true value can help you negotiate a fair price.

Overall, getting your jewellery valued is a wise investment that can protect your assets and provide peace of mind.

Types of Valuations

Insurance Valuations – This option is for if you would like to know the value of your jewellery to enable your insurance company to work out the cost to cover your jewellery in case of loss, theft or damage. This is usually based on the replacement value of that item in at the present time.

Probate Valuations – This valuation fits the purpose if you are looking to find out the value of an estate when someone dies. When probate is granted the executor of the will has the legal right to distribute the estate, based on the deceases wishes. A valuation for probate is required at the date of death to establish the open market value of the items. This value is used for HMRC calculations for inheritance tax.

Division of Assets – This valuation is best to decide the value of jewellery due to a divorce or separation when assets are jointly owned. The value is usually based on an open market figures.

Selling – Should you wish to sell your jewellery, our team have the expertise to advice you on how much you should be able achieve on jewellery or watches based on second hand market prices. Contact us today

Why Choose Us To Get Your Jewellery Valued?

We at gold collections have been buying and selling jewellery for over 20 years. We have also been valuing pieces for insurance purposes from everyday jewellery to unique antique jewellery. Our valuer has a deep understanding of the various factors that influence the value of jewellery and watches. Due to the Extensive training and education in gemmology our valuer has learnt, which includes studying the properties of diamonds, precious stones, and metals, as well as their grading systems and the methods for determining their quality and value we can quickly and accurately establish prices.

In addition, they have years of practical experience in assessing and valuing jewellery and watches, having worked with a wide range of clients and pieces. This experience has allowed us to develop an eye for detail and a deep understanding of the market trends and fluctuations that can impact the value of jewellery and watches.

To value jewellery and watches accurately, a variety of tools and techniques, including the use of specialized equipment to examine the quality of stones and metals, as well as a thorough analysis of the design, craftsmanship, and historical context of each piece. Keeping up-to-date with current market trends and values to ensure that, appraisals are accurate and reflective of current market conditions.

Overall, our combination of education, experience, and expertise allows Gold Collections to value jewellery and watches with accuracy and precision, providing our clients with a reliable and trustworthy appraisal of their treasured items.

Do I have to leave my items for valuation purposes?

To provide a highly accurate value for your jewellery and ensure it is checked out correctly it is advisable jewellery is left with us at our premises. Various factors affect value, such as weight, quality of a diamond and condition therefore to be adequately insured by your insurance company we will require to assess your jewellery over a period of 3-5 days. We understand this is a worrying circumstance but rest assured with offer a fully insured service while the goods are in our possession.

What Paperwork Do I receive as part of the Valuation?

A valuation document consists of

  1. A cover transmittal letter explaining the method we will use to valuing your jewellery.
  2. Schedule of items – Itemised description of each item, groups of items
  3. Photos of the jewellery
  4. Notes to schedule
  5. Valuers Declaration and signature

You will be provided a digital and printed copy.

Our Fees?

We charge an hourly rate of £50 per hour for our valuation service

Where do I come for an appointment for a valuation?

We have a store in London Chingford where we offer an appointment based service for valuations. Please fill enquiry form should you wish to make an appointment with our experience valuer.

Book an appointment at our London Office based in Chingford or experience our new online virtual appointment service. Our friendly trained staff, are on hand to answer your queries, and assist you, with any enquiry. 

Call us 02035762536

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Gold Collections

264 Chingford Mount Road

Chingford London, E4 8JL


2023-06-16 (1)
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